SRI LANKA'S PREMIER FULLY-FLEDGED
Alternative
Finance Provider
Specialising in Gold Loans, Micro & Consumer Finance Solutions.
42 years of trusted service — and a financing model that puts a share of the asset in your hands from the first payment.
PERSONALIZEDSERVICE
ISLAND WIDEBRANCHES
HASSLE-FREEDISBURSEMENT
BIKER
RIDE TO OWN – THE ETHICAL WAY.
TUK PLUS
OWN YOUR THREE-WHEELER THE ETHICAL WAY
SHE
Scooty and e-scooty financing designed for women.
Registered Gold Loan Provider
Consumer Credit Act
Ethical and Transparent Financial Solutions
Secure Vaulted Custody
Convenient Branch Locations
WHAT WE DO
Ethical by Design.
Consistent by
Choice.
You should not have to give up what you own to get value out of it. And you should not have to rent something forever to end up owning it. That is the whole of our business. Gold that releases cash without leaving your name. A vehicle that progressively becomes yours as you acquire PIC's ownership units under the agreed schedule.
Open to all Sri Lankans.
GOLD LOANS
Take the value. Keep the gold. Your jewellery is held in custody — insured, vaulted, and still in your name.
Why choose PIC
More Than Financing
A Better Experience
We combine four decades of trusted service with a transparent, asset-based financing model.
Secure Custody.
Your gold is held in a high-security vault under surveillance, and stays in your name.
Personalized Service
Every product is structured under approved co-ownership, leasing or custodial arrangements and is subject to independent product-governance review.
Higher Financing Values
Unlock the value of your gold or vehicle with fair valuations and higher financing limits.
A Name You Can Trust
Backed by 42 years of service to Sri Lankan families and small businesses.
Premium Lounge Experience
Enjoy a comfortable, private, and professional environment where your financial needs are handled with complete privacy and flexibility.
Dedicated Relationship Officer
Receive personalized guidance from a dedicated Relationship Officer who understands your financial goals and provides end-to-end support.
Fast & Hassle-Free Disbursement
Our streamlined approval process ensures quick processing and prompt disbursement, so you can access funds when you need them most.
Secure & Confidential
Your assets, personal information and transactions are handled under strict confidentiality and access controls.
TOOLS
Estimate your safekeeping
rental.
Our Swarnam Gold Loan calculator gives you an indicative estimate of the advance and safekeepin rental for your gold. Final figures are confirmed after your gold is weighed and assessed at a branch.
OPEN GOLD CALCULATOR
NEWS & INSIGHTS
Latest from
PIC Investments
We combine market research with modern technology to deliver forward-thinking financial solutions. Designed to fit your specific goals, our evolving suite of products offers the flexibility, transparency, and performance required to build and protect your wealth.
Corporate News
Sri Lanka’s First Gold Loan, Micro & Consumer Credit Company Powered by Alternative Finance
PIC Investments officially launched at Matara Fort, marking a revolutionary milestone for Sri Lanka's alternative finance industry.
Company News
Strategic Takeover: Pearl Isle Capital Acquires Matara Investment Company (Est. 1984)
Chairman Mohamed Rusan Fyroze brings a 42-year legacy institution under the PIC banner, relaunching as PIC Investments (Pvt) Ltd.
Gold Loans
Redefining Gold Financing: Swarnam Gold Loan Expands with 5th Branch in Mawanella
Featuring Premium Gold Lounges and Free Gold Valuation for all, PIC Investments opens its 5th branch in Mawanella.
Ready when you are
Financial freedom, made simple and ethical.
Speak with a relationship officer today. Apply in minutes and get an indicative decision fast.
Apply Now
