
BIKER
Ride to Own the Ethical Way
PIC Investments offers flexible, ethically structured motorcycle and e-bike financing for your daily commute and business needs.
OVERVIEW
Ethical Ride
For Every Journey
Our Biker & E-Biker financing solutions make owning your motorbike or electric bike simple, accessible, transparent and ethically structured.
Whether you need a daily commuter bike or an eco-friendly e-bike for delivery services, we provide transparent terms and quick approval.
- Approved asset-based financing structure
- Support for traditional bikes & E-Bikes
- Fast application processing
- Tailored rental and ownership-acquisition schedules

HOW IT WORKS
A Smarter Way to
Own Your Bike
Apply Now
Apply online or visit a PIC Investments branch near you.
Choose
Your Bike
Choose your motorbike or e-bike from any dealer or seller and share the details with us.
Quick
Approval
We check the bike and your application, then agree clear payment terms with you.
We Pay
the Seller
PIC pays the seller and becomes a co-owner of the bike with you.
Ride &
Pay
Ride your bike and make your agreed monthly payments. Your share grows until the bike is fully yours.
Why choose PIC
More Than Financing
A Better Experience
We combine four decades of trusted service with a transparent, asset-based financing model.
Ownership From Day One
You and PIC own the vehicle together from the start. Your share grows with every scheduled payment until the vehicle is entirely yours.
Built For How You Earn
Informal income is still income. We assess how you actually earn, not only what a payslip shows.
A Clear Payment Schedule
Every schedule separately shows the rental and the ownership-acquisition amount. In writing, before you sign, in your language.
Approved Dealer Network
PIC pays the approved dealer directly and records its ownership interest in the vehicle before you take delivery.
Dedicated Relationship Officer
A named officer handles your file from application to final payment.
Branch Support, Close to You
Apply, pay and get support at your nearest PIC Investments branch.
FREQUENTLY ASKED QUESTIONS



