Biker Financing

BIKER

Ride to Own the Ethical Way

PIC Investments offers flexible, ethically structured motorcycle and e-bike financing for your daily commute and business needs.

OVERVIEW

Ethical Ride
For Every Journey

Our Biker & E-Biker financing solutions make owning your motorbike or electric bike simple, accessible, transparent and ethically structured.

Whether you need a daily commuter bike or an eco-friendly e-bike for delivery services, we provide transparent terms and quick approval.

  • Approved asset-based financing structure
  • Support for traditional bikes & E-Bikes
  • Fast application processing
  • Tailored rental and ownership-acquisition schedules
Biker & E-Biker Financing

HOW IT WORKS

A Smarter Way to
Own Your Bike

Step 01

Apply Now

Apply online or visit a PIC Investments branch near you.

Step 02

Choose
Your Bike

Choose your motorbike or e-bike from any dealer or seller and share the details with us.

Step 03

Quick
Approval

We check the bike and your application, then agree clear payment terms with you.

Step 04

We Pay
the Seller

PIC pays the seller and becomes a co-owner of the bike with you.

Step 05

Ride &
Pay

Ride your bike and make your agreed monthly payments. Your share grows until the bike is fully yours.

Why choose PIC

More Than Financing
A Better Experience

We combine four decades of trusted service with a transparent, asset-based financing model.

Ownership From Day One

You and PIC own the vehicle together from the start. Your share grows with every scheduled payment until the vehicle is entirely yours.

Built For How You Earn

Informal income is still income. We assess how you actually earn, not only what a payslip shows.

A Clear Payment Schedule

Every schedule separately shows the rental and the ownership-acquisition amount. In writing, before you sign, in your language.

Approved Dealer Network

PIC pays the approved dealer directly and records its ownership interest in the vehicle before you take delivery.

Dedicated Relationship Officer

A named officer handles your file from application to final payment.

Branch Support, Close to You

Apply, pay and get support at your nearest PIC Investments branch.

FREQUENTLY ASKED QUESTIONS

Questions About BIKER

Anyone who needs a motorbike or e-bike for the daily commute, deliveries, ride-hailing or business.

Ready when you are

Financial freedom, made simple and ethical.

Speak with a relationship officer today. Apply in minutes and get an indicative decision fast.

Apply Now